The amount you can borrow and the amount you should borrow are sometimes two very different things. Before you apply for a home loan, it makes sense to realistically assess your financial situation. Here’s how to do it. Understand your borrowing capacityGenerally...read more
Buying your first home, whether building or buying an established house, can be a very involved process that includes lots of different people with various skills to get you to the point of putting your key in your front door for the first time. The whole process is...read more
When you talk to a home loan specialist you will hear the term LVR... a lot! But what is an LVR and why is it important? LVR stands for Loan to Value Ratio, the loan amount as a percentage of the value of the property. For example: if the value of your new home is...read more
You may have read articles written for first home buyers on where to start your home buying journey. Many of them will say that step one is to save a deposit. Sounds reasonable? While it is important to save as much as you can to put towards your new home, there are...read more
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